When it comes to managing your finances, generic advice just doesn’t cut it. Your financial plan should be tailored to reflect your goals, lifestyle, and values—and that means working with someone who understands where you’re coming from both personally and geographically.
At Abode Financial Planning, our team of independent financial advisers is proud to serve the Cirencester and Cotswolds areas. We help our clients with everything from tax planning to wealth management, pension advice, and investment strategies. We live and work in the community we serve, and we’re dedicated to helping individuals, couples, and families feel confident about their financial future.
Recent statistics show a significant rise in the number of people seeking ongoing financial advice in the UK. Since 2016, the number of people receiving financial guidance has increased by 50%, from 2.6 million to 3.9 million (Bovill). While large national firms and online platforms offer convenience, they often lack the personal touch and local insight that can make a real difference. With local advice, you receive consistent, reliable support from someone who understands the nuances of your community and personal story.
Why Local Financial Advice Matters in the Cotswolds
Living in the Cotswolds offers a unique lifestyle, one that brings its own set of opportunities and challenges. From families in Stratton to retirees in Fairford, each person we work with has different needs. Our local knowledge allows us to offer financial advice grounded in the real world.
Consider the local property market: as of March 2025, the average house price in Cirencester is approximately £392,413, significantly higher than the UK average of £269,000 (Rightmove). At the same time, the over-65 population in the Cotswolds has increased by 28% over the last decade (ONS), creating a growing demand for retirement-focused financial planning that considers local property values, lifestyle, and costs.
These insights shape decisions on major financial matters, such as:
- Deciding whether to downsize or stay in your current home
- Understanding the tax implications of selling a second property
- Evaluating equity release options
- Planning for retirement in the context of local living costs
Because we live here too, we provide financial advice that’s not just theoretical but rooted in the reality of life in the Cotswolds.
Building Long-Term Relationships with Local Advisers
Financial planning is about more than just numbers—it’s about building lasting relationships. At Abode, we believe in offering personal, ongoing support, not just when something goes wrong. We aim to connect with clients regularly, whether it’s reviewing a pension plan, discussing a financial decision, or simply talking through retirement dreams over coffee.
As your local financial advisers in Cirencester, we take the time to get to know you. We listen to your goals, explain options clearly, and guide you through important life events, from career changes to supporting your family. We pride ourselves on providing continuous support, ensuring that every financial decision aligns with your values and long-term goals.
When you work with us, you don’t have to reintroduce yourself each year. We remember where you left off and work closely with you to keep your financial plans on track.
In fact, research shows that working with a financial adviser can increase net returns by around 3% over time, with behavioural coaching being a significant factor in this improvement.
When life throws unexpected challenges your way, we’re nearby. You can easily call, meet face-to-face, or visit us in the office. The comfort of knowing someone local who understands your situation makes all the difference, especially when it truly matters.
A Strong Local Network Behind Your Financial Plan
Financial planning often overlaps with other areas like legal, property, and tax decisions. This is where a strong local network becomes invaluable.
At Abode, we’ve cultivated long-standing relationships with trusted professionals across Cirencester and the Cotswolds, including solicitors, accountants, mortgage brokers, and estate agents. These are individuals we personally know and trust—who understand the same local nuances that we do.
When your financial plan involves selling a business, setting up a trust, or buying property, we can quickly connect you with professionals who have the expertise to guide you. This network ensures a smoother, more efficient process, with fewer unknowns and less need for extensive online research.
Having a local financial adviser also means that your professional team is all on the same page, making your financial journey much more cohesive and streamlined.
Local Advice Means Faster Decisions When Time Matters
Life is unpredictable, and sometimes decisions need to be made quickly. Whether it’s a sudden opportunity or an unexpected life change, having a local financial adviser means you can act swiftly with clarity and confidence.
At Abode, we’re here when you need us. There’s no waiting in line, no automated messages, and no need to explain your situation from scratch. Whether you prefer a quick phone call or a face-to-face meeting, we’re always available to help you make informed, timely decisions.
Local financial advice isn’t just about personal connections—it’s about accessibility and quick action when you need it most.
A Trusted Partner for the Long-Term
Financial advice isn’t just about the present—it’s about staying on course as life unfolds. This means working with someone who understands your history, your current situation, and your long-term aspirations.
At Abode, we focus on building relationships that last, not just for one-off financial events, but for decades. Our clients know us, and we know the area they live in. Whether you’re growing your family, navigating career transitions, or planning for retirement, we’re here to help.
Our clients appreciate the continuity we offer. Unlike larger firms where you might work with a new adviser every year, at Abode, you’ll work with the same adviser over time—someone who knows your financial story and can guide you through life’s changes.
Studies show that 62% of UK clients receiving financial advice stay with the same adviser long-term, and this figure rises to 74% for clients over 55 years old (Opinium, 2024).
Client Testimonials: Why Local Financial Advice Works
At Abode, we’re proud of the relationships we’ve built over the years. But don’t just take our word for it—here’s what some of our clients have to say:
“Daniel has been an invaluable guide for us. I look forward to our annual reviews because I know the advice will be tailored to our needs.” – Jean
“Daniel is always available for a call, and the annual face-to-face meetings give us the confidence that we’re on track with our goals.” – Richard
“Daniel has taken the time to get to know our family, providing exceptional guidance toward a secure financial future.” – Jon
These long-term relationships demonstrate the trust and value we build with our clients in the Cotswolds.
Why Local Advice is Still Essential
In a world dominated by online platforms and digital advisers, there’s something comforting about knowing your financial guidance comes from someone nearby—someone who understands your life, your goals, and the unique context of your community.
As independent financial advisers based in Cirencester, we’re not tied to any particular provider. We build relationships that last, with both our clients and the trusted professionals we work with. We offer financial advice that’s grounded in local knowledge and real-world experience.
When you choose local advice, you’re not just getting a plan—you’re gaining a trusted partner who understands your unique situation and can help you navigate life’s biggest moments.
